Crypto Valley, Switzerland

ZUG
BLOCKCHAIN

The Official Strategic Intelligence Hub

Ecosystem analysis, regulatory insight, and institutional research from the world's leading blockchain jurisdiction.

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Active Companies
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Top 50 Valuation
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Unicorns
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Companies in Zug
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Latest Intelligence
Featured Research

In-depth analysis of the forces shaping Crypto Valley and global blockchain infrastructure.

Milestone · Mar 2025

BX Digital Receives First-Ever FINMA DLT Trading Facility License

BX Digital AG became the first company globally to receive a DLT trading facility license from FINMA, settling on public Ethereum blockchain with Swiss National Bank payment integration.

Valuation · Jan 2025

Crypto Valley Top 50 Valuation Surges 55% to $593 Billion

The CV VC Top 50 Report, unveiled at Davos, reveals 16 of the 25 leading blockchain platforms are headquartered in Zug — accounting for 97% of total valuation.

Institutional · Jun 2025

Citi Joins SDX to Tokenize Private Market Assets for Global Investors

Citi became a custodian and tokenization agent on SDX's digital CSD, targeting pre-IPO equities and venture-backed private companies via regulated blockchain infrastructure.

Knowledge Architecture
Ecosystem Coverage

Four pillars of deep-domain intelligence across regulation, technology, capital markets, and community.

01

Ecosystem Intelligence

Company profiles, funding analysis, talent flows, and startup mapping across Zug and the broader Crypto Valley — 1,749 active companies and growing.

15+ Articles Planned
02

Regulation & Compliance

Swiss DLT Act analysis, FINMA licensing, BX Digital's DLT trading facility, cross-border compliance, and EU MiCA comparisons.

18+ Articles Planned
03

Institutional Adoption

Tokenization via SDX and BX Digital, Project Helvetia wCBDC, Citi partnership, and TradFi convergence with blockchain rails.

15+ Articles Planned
04

Events & Community

CVA conferences, Crypto Valley Conference 2026, EthereumZuri.ch, working group reports, and community governance updates.

12+ Articles Planned
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Deep Analysis
The Definitive Guide to Crypto Valley

Everything there is to know about blockchain in Zug — from the 2013 genesis to the $593 billion ecosystem of 2026.

01The Origins: How Zug Became Crypto Valley
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The story begins in 2013 when South African entrepreneur Johann Gevers moved his crypto startup Monetas to Zug after researching locations worldwide. His vision was to create a blockchain equivalent of Silicon Valley. In a town of just 30,000 residents, a financial revolution was about to take root.

The decisive moment came in February 2014 when twenty-year-old Vitalik Buterin chose Zug as the legal home for the Ethereum Foundation, incorporated as a Swiss Stiftung (foundation). This became the first blockchain foundation ever created, setting a legal precedent that nearly every major crypto project would follow. The choice was deliberate: Swiss foundation law offered non-profit governance with unmatched legal credibility and regulatory certainty.

Johann Schneider-Ammann, then Switzerland's Federal Councillor for economic affairs, had signaled willingness to treat emerging financial technologies with pragmatism rather than prohibition. At the cantonal level, Zug's government established early dialogue with blockchain entrepreneurs — curiosity before restriction — a posture that became the foundational principle codified in national law.

In 2016, Zug made global headlines as the first government anywhere to accept Bitcoin and Ether for municipal payments (up to CHF 100,000 per year). The symbolic weight far exceeded its practical scope, signaling to the world that Zug was prepared to integrate cryptographic assets into civic life. Other Swiss towns followed — Lugano later added Tether and its own LVGA Points token — but Zug remained the pioneer.

The Crypto Valley Association (CVA), founded in 2017, institutionalized these advantages. With 41,000 ecosystem members today, the CVA provides networking infrastructure, regulatory working groups, and a collective brand identity that transformed disparate startups into a recognizable global cluster. Its annual conference draws 1,500+ attendees, 200+ companies, and 60+ speakers across three stages.

02The Ecosystem Today: 1,749 Companies, $593B Valuation
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According to the CV VC Crypto Valley Company & Industry Report (May 2025), the ecosystem has surged 132% since 2020, now hosting 1,749 active blockchain companies across Switzerland and Liechtenstein. Growth has maintained a compound annual growth rate (CAGR) of 18.8% from 2020 to 2024.

1,749
Active Companies
132%
Growth Since 2020
18.8%
CAGR 2020–2024

Geographic Distribution

All Swiss cantons now host blockchain companies. Zug is the undisputed nucleus, hosting 41% (719) of all companies. Zurich follows with 15% (264). Ticino (103), Geneva (85), Neuchâtel (85), and Lucerne (72) demonstrate intensifying national blockchain activity. Liechtenstein continues to rise with 68 companies.

Critically, Zug's share of new incorporations jumped from 35% in 2020 to 49% in 2024 — meaning the center of gravity is consolidating, not dispersing. Zurich's share dropped from 19% to just over 8%.

Sector Specialization

Zug dominates capital-market structuring and technical operations, hosting 47% of Financial Services and 43% of Infrastructure firms. Emerging regional specializations include: Ticino claiming 10% of Consulting incorporations; Basel concentrating 25%+ of coding-focused entities; Geneva leading Security, Audit & Compliance with 40% of its firms in this domain; and Lucerne standing out in DeFi, hosting over 10% of the sector's firms.

The Top 50 — $593 Billion Valuation

The CV VC Top 50 Report, unveiled at the World Economic Forum in Davos in January 2025, revealed the combined valuation surged 55% to $593 billion. 16 of the 25 leading blockchain platforms are headquartered in Zug, accounting for 97% of total valuation at $584.33 billion. The ecosystem is now home to 17 unicorns — 14 based on token market capitalization and 3 on private valuations. The latest unicorn addition is Sygnum, the world's first digital asset bank.

Major Companies Headquartered in Zug

  • Ethereum Foundation — The world's largest smart contract platform
  • Cardano Foundation — Third-generation blockchain platform
  • Solana Foundation — High-performance Layer 1 blockchain
  • Web3 Foundation (Polkadot) — Interoperability protocol
  • Dfinity (Internet Computer) — Decentralized cloud computing
  • NEAR Protocol — Sharded Layer 1 blockchain
  • Aave — Leading DeFi lending protocol
  • Bitcoin Suisse — Pioneer crypto financial services
  • Sygnum Bank — FINMA-licensed digital asset bank (unicorn)
  • AMINA Bank (formerly SEBA) — FINMA-licensed crypto bank
  • Tezos Foundation — Self-amending blockchain protocol

Financing Activity

Crypto Valley accounted for 29.1% of all European blockchain financing in 2024 — an 18.7% increase from 2023. Zug alone captured 42% of all Swiss blockchain financing ($245.89 million). Zurich followed with 34.7% ($203.33 million), and Liechtenstein accounted for 17.1%.

03Why Companies Choose Zug: Structural Advantages
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Switzerland's political neutrality, AAA-rated sovereign stability, and financial privacy tradition provide a trust foundation that newer jurisdictions cannot replicate. But founders consistently identify several specific factors:

Tax Structure

Zug's corporate tax rate of approximately 11.9% is among the lowest in Switzerland. More critically, crypto capital gains are tax-free for private investors in Switzerland — an almost unheard-of advantage globally. Zug's wealth tax rate on crypto holdings is just 0.125%, among the lowest in the country. Investors must declare holdings each December 31st at market value, but the overall burden is minimal compared to virtually any other jurisdiction.

Legal Infrastructure

Specialized legal counsel versed in Swiss foundation law (Stiftung), association law (Verein), and the newer DLT securities framework. Corporations (55%) and LLCs (30%) remain the dominant structures, but associations and foundations now make up over 20% of new filings — up from 10% of all active entities — reflecting evolving blockchain governance norms. Liechtenstein offers additional legal innovation through structures like the Anstalt.

Banking Access

Proximity to financial institutions willing to bank blockchain companies when most global banks refused was decisive in the early years. Today, FINMA-licensed crypto banks Sygnum and AMINA Bank provide comprehensive digital asset services alongside traditional banking. Incore Bank, Hypothekarbank Lenzburg, and major institutions like UBS and Credit Suisse (now UBS) all engage with the ecosystem.

Ecosystem Density

With 719 blockchain companies in a canton of 130,000 residents, the concentration creates network effects where entrepreneurs, investors, legal experts, and talent naturally connect. CV Labs alone hosts 197 blockchain companies (11% of the ecosystem) and logged 38 new incorporations in 2024 — a 124% year-on-year increase, far outpacing the overall ecosystem growth rate.

Research & Talent Pipeline

ETH Zurich and EPFL produce thousands of graduates in cryptography, distributed systems, and quantitative finance. The University of Zurich's Blockchain Center and Lucerne University of Applied Sciences offer dedicated blockchain programs feeding the Crypto Valley pipeline directly.

Regulatory Framework
Law, Licensing & Compliance
04The Swiss DLT Act: Ten Federal Laws Amended
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Switzerland's regulatory approach is its single greatest competitive advantage. The DLT Act came into force in two stages — February 1 and August 1, 2021 — introducing selective amendments to ten existing laws and ordinances rather than creating entirely new regulation.

Key amendments include the introduction of ledger-based securities (DLT securities) under Article 973d of the Code of Obligations, rules on crypto asset segregation in bankruptcy under the Debt Enforcement and Bankruptcy Act, and the creation of an entirely new DLT trading facility license category.

This approach — amending existing law rather than creating parallel frameworks — gives Switzerland a decisive advantage: blockchain-based instruments operate within mature, well-understood legal structures rather than untested new ones.

The content on this site is for informational and educational purposes only. It does not constitute legal advice. Always consult with a qualified legal professional for specific regulatory guidance.
05FINMA: How Switzerland Regulates Blockchain
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FINMA applies a technology-neutral, principles-based approach captured in the maxim: "same risks, same rules." If a crypto service poses the same financial risk as a bank or brokerage, it receives the same license requirements. This provides clarity without stifling innovation.

FINMA's landmark February 2018 ICO Guidelines classified tokens into three categories: payment tokens, utility tokens, and asset tokens. This taxonomy provided the legal certainty blockchain projects needed for compliant token issuances.

Key FINMA Licenses in Blockchain

  • Banking License — Granted to Sygnum and SEBA (now AMINA) in 2019, the first FINMA-licensed crypto banks globally
  • Stock Exchange + CSD License — Granted to SIX Digital Exchange (SDX), the world's first fully regulated DLT-based financial market infrastructure
  • DLT Trading Facility License — Granted to BX Digital in March 2025, the first-ever license of this type globally, using public Ethereum blockchain for settlement
  • FinTech License — Simplified banking license accepting up to CHF 100 million in deposits, designed for innovative financial services firms

AML/KYC Requirements

All crypto businesses — exchanges, wallet providers, custodians — must comply with strict AML rules including Know Your Customer checks, transaction monitoring, and suspicious activity reporting. However, individuals are not policed: holding crypto in a personal wallet requires no paperwork, and paying with crypto triggers no reporting requirements.

In June 2025, the Swiss Federal Council approved the Automatic Exchange of Crypto Asset Information (AEOI) with 74 countries. Starting January 2026, Swiss financial institutions began collecting crypto data under this new framework.

06Swiss DLT Act vs. EU MiCA: Competitive Divergence
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The European Securities and Markets Authority (ESMA) began full MiCA implementation in January 2025. Switzerland, as a non-EU member, is not bound by MiCA — creating strategic divergence that benefits Zug-based companies.

DimensionSwitzerland (DLT Act)EU (MiCA)
Effective DateAugust 2021January 2025
ApproachPrinciples-based, amending existing lawsRules-based, new comprehensive regulation
Token ClassificationPayment / Utility / AssetE-money / Asset-referenced / Utility / Other
DeFi CoverageCase-by-case FINMA guidanceExcluded from initial scope
Speed of GuidanceWeeks to monthsMonths to years
Public BlockchainPermitted (BX Digital uses Ethereum)Not explicitly addressed
Stablecoin FrameworkUnder development by Swiss Blockchain FederationCovered under MiCA

Switzerland's advantages: more technically precise regulation, ability to access EU markets via equivalence agreements, faster regulatory response through FINMA guidance letters, and demonstrated willingness to license public blockchain infrastructure — something no EU regulator has yet done.

07BX Digital: The First DLT Trading Facility on Public Blockchain
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In March 2025, BX Digital AG received the first-ever DLT trading facility license from FINMA. This is a landmark not just for Switzerland but for global financial markets — the first regulated financial market infrastructure for trading and settlement of DLT securities on a public permissionless blockchain (Ethereum).

BX Digital is a subsidiary of BX Swiss AG (Switzerland's second-largest stock exchange) and part of the Boerse Stuttgart Group, Europe's sixth-largest exchange group. The license became legally effective on May 14, 2025, with operations expected in Q4 2025.

How It Works

Settlement occurs directly in Swiss Francs via integration with the Swiss Interbank Clearing (SIC) payment system operated by the Swiss National Bank. Smart contracts enforce delivery-versus-payment, enabling simultaneous payment from the buyer's SIC account when transferring DLT securities on the public Ethereum blockchain — eliminating the need for central securities depositories.

First Trading Participants

BX Digital onboarded Sygnum Bank, Incore Bank, and Hypothekarbank Lenzburg as banking participants, alongside securities firms ISP Group and EUWAX AG. The platform enables trading of tokenized shares, bonds, and funds among regulated market participants.

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Institutional Infrastructure
Banks, Exchanges & Tokenization
08SIX Digital Exchange (SDX): The World's First Regulated DLT Exchange
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SIX Digital Exchange (SDX) is the world's first fully regulated financial market infrastructure for digital assets — licensed by FINMA as both a stock exchange and Central Securities Depository (CSD) on DLT. Part of the SIX Group (owned by 120 banks, with 3,685 employees across 20 countries), SDX operates on institutional-grade infrastructure with the highest security standards.

Since going live in Q4 2021, SDX has achieved multiple milestones: UBS launched the first native digital bond (CHF 375 million senior unsecured bond), euro-denominated bonds were cleared for issuance from February 2023, and digital bonds from SDX now trade on SIX Swiss Exchange following a June 2025 consolidation — consolidating liquidity while SDX continues issuance, custody, settlement, and asset servicing.

The Citi Partnership

In a landmark move announced at Point Zero Forum in 2025, Citi joined SDX as a custodian and tokenization agent. The collaboration brings late-stage pre-IPO equities and venture-backed private company shares to institutional investors via regulated blockchain infrastructure — expected live Q3 2025.

Digital Collateral Service

SIX launched the Digital Collateral Service (DCS), permitting financial institutions to post selected cryptocurrency assets as collateral alongside traditional collateral — bridging the digital and traditional asset worlds.

09Project Helvetia: Swiss National Bank Wholesale CBDC
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Project Helvetia is a multi-phase collaboration between the BIS Innovation Hub, the Swiss National Bank (SNB), SIX, and six commercial banks (Banque Cantonale Vaudoise, Basler Kantonalbank, Commerzbank, Hypothekarbank Lenzburg, UBS, and Zürcher Kantonalbank) testing wholesale CBDC settlement of digital securities.

Phase III — the most advanced — is the first-ever real Swiss Franc wholesale CBDC settling digital securities transactions in a live production environment. Participating banks issue digital Swiss Franc bonds settled against wCBDC on a delivery-versus-payment basis on SDX's DLT infrastructure. The pilot also extends to repo transactions initiated on SIX Repo's CO:RE trading platform.

The SNB announced the continuation of the Helvetia Pilot, signaling Switzerland's commitment to being at the frontier of central bank digital currency infrastructure. The implications are profound: if wholesale CBDC becomes standard for securities settlement, Switzerland's head start positions SDX and the broader ecosystem as global infrastructure providers.

Globally, the Atlantic Council identifies 137 countries exploring CBDCs. The ECB's Digital Euro will create interoperability demand between the eurozone and Switzerland — another opportunity for Crypto Valley infrastructure.

10Tokenization: The $4 Trillion Opportunity
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Swiss DLT law enables tokenized securities without a traditional central securities depository — a structural advantage no other major jurisdiction has fully replicated. Combined with Switzerland managing approximately 25% of global cross-border assets, the convergence of tokenization technology and private banking creates a proposition few jurisdictions can match.

$4T
Tokenized RE by 2035 (Deloitte)
$100-200B
Annual Revenue by 2030 (McKinsey)
CHF 1.5B+
SDX Securities Issued

Key players in Swiss tokenization include SDX (regulated exchange and CSD), BX Digital (public blockchain trading), Sygnum Bank (tokenization platform for equities, real estate, art), AMINA Bank (formerly SEBA — institutional digital asset services), and BlackRock and Franklin Templeton whose institutional tokenization initiatives sustain demand for Swiss infrastructure.

The Swiss government is also exploring tokenized bonds and digital identity systems that could integrate with public services — further embedding DLT into the nation's financial fabric.

Global Context
Competition, Talent & The Road Ahead
11Zug vs. Singapore vs. Dubai vs. Hong Kong
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Singapore's MAS established Project Guardian for institutional DeFi. Dubai's VARA created the world's first comprehensive virtual asset regulation. Hong Kong re-emerged after its 2023 policy pivot with new licensing regimes. Yet Zug retains structural advantages that cannot be quickly replicated:

FactorZugSingaporeDubaiHong Kong
Regulatory MaturitySince 2018 (ICO Guidelines), DLT Act 2021Payment Services Act 2020VARA 2022New regime 2023
Licensed Crypto Banks2 (Sygnum, AMINA)Several MAS-licensedNone (VASP licenses)None (exchange licenses)
Regulated DLT ExchangeSDX + BX DigitalNone equivalentNone equivalentNone equivalent
wCBDC SettlementProject Helvetia (live pilot)Project Ubin+No equivalentProject e-HKD
Political StabilitySwiss neutrality, direct democracyStrongEmirate governanceSAR uncertainty
Capital Gains Tax0% for private investors0%0%0%

An honest assessment must also acknowledge Zug's challenges. Switzerland's cost of living makes early-stage operations difficult without substantial funding. The domestic talent pool, while highly skilled, is limited in absolute numbers. And the ecosystem concentrates in foundation structures and infrastructure-layer protocols — deep but narrow.

12Education, Talent & The Swiss Blockchain Federation
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ETH Zurich and EPFL consistently rank among the world's top technical universities and produce thousands of graduates in cryptography, distributed systems, and quantitative finance each year. The University of Zurich's Blockchain Center and Lucerne University of Applied Sciences offer dedicated blockchain programs feeding the talent pipeline directly into Crypto Valley.

The CVA's working groups — focused on regulation, tokenization, sustainability, and community — function as informal ecosystem governance, ensuring coordinated industry engagement with Swiss authorities. The FATF has recognized Switzerland's public-private dialogue model as exemplary for the sector.

Heinz Tännler, President of the Swiss Blockchain Federation and Finance Director of Canton Zug, has emphasized that the 12-point manifesto of the Swiss Blockchain Federation provides concrete steps to further sharpen Switzerland's competitiveness — including cross-border custody regulations and stablecoin frameworks as priorities.

13The Next Five Years: AI-Blockchain Convergence & Beyond
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The World Economic Forum projects ten percent of global GDP on blockchain rails by 2027. The convergence of AI and blockchain — fields where Switzerland excels through ETH Zurich, EPFL, and the growing Zurich AI ecosystem — may create entirely new enterprise categories. The OECD AI Policy Observatory identifies Switzerland as a governance leader, positioning Zug at the intersection of AI and blockchain convergence.

As regulatory advancements in other regions and "America First" policies in the U.S. attempt to lure companies away, Crypto Valley's structural advantages — decade-long regulatory maturity, institutional capital proximity, political stability, and dense specialized professional services — remain the ecosystem's deepest moat.

The DLT trading license model is being expanded. More platforms will likely apply for similar licenses in 2026. The Swiss government is exploring tokenized bonds and digital identity systems integrated with public services. The Crypto Valley Conference 2026, bringing traditional banking and Web3 ecosystems together, signals that the conversation has moved from adoption to acceleration.

The story of Zug Blockchain is far from complete. The next chapter will be written by entrepreneurs, regulators, and institutions drawn by clarity, stability, and an unwavering commitment to getting the rules right.

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Knowledge Base
Frequently Asked Questions

Quick answers to the most common questions about Zug's blockchain ecosystem.

What is Crypto Valley and why is it based in Zug?+

Crypto Valley is the world's leading blockchain ecosystem, now hosting 1,749 active companies across Switzerland and Liechtenstein. Zug is the nucleus with 41% (719 companies) due to progressive regulation, favorable tax policy (0% capital gains for private investors), and the CVA founded in 2017. The ecosystem grew 132% since 2020 at a CAGR of 18.8%.

What is the total valuation of Crypto Valley?+

The CV VC Top 50 Report (Davos, January 2025) revealed a combined valuation of $593 billion — a 55% surge. 16 of the 25 leading blockchain platforms are headquartered in Zug, accounting for 97% of total valuation. There are now 17 unicorns in the ecosystem.

What is the Swiss DLT Act?+

The DLT Act came into force in 2021, amending ten federal laws to create DLT securities (ledger-based securities), DLT trading facility licenses, and crypto asset segregation in bankruptcy. It enabled BX Digital to receive the first DLT trading facility license in March 2025 — the first globally to operate on a public blockchain.

How does FINMA regulate blockchain companies?+

FINMA uses technology-neutral, principles-based regulation ("same risks, same rules"). It classifies tokens into payment, utility, and asset categories. It has licensed crypto banks (Sygnum, AMINA), a DLT exchange and CSD (SDX), and the first DLT trading facility on public blockchain (BX Digital). AML/KYC applies to businesses, not individual holders.

What is Project Helvetia?+

Project Helvetia is a collaboration between the Swiss National Bank, SIX, and six commercial banks (including UBS and Commerzbank) testing wholesale CBDC settlement of digital securities on SDX's DLT infrastructure. Phase III is the first-ever real Swiss Franc wCBDC settling digital securities transactions in a live production environment.

What are the top blockchain companies in Zug?+

Ethereum Foundation, Cardano Foundation, Solana Foundation, Web3 Foundation (Polkadot), Dfinity, NEAR Protocol, Aave, Bitcoin Suisse, Sygnum Bank, AMINA Bank (formerly SEBA), and Tezos Foundation — among 17 unicorns in the broader Crypto Valley ecosystem.

Is crypto taxed in Zug?+

Capital gains on crypto are tax-free for private investors in Switzerland. Zug imposes a wealth tax of just 0.125% annually on crypto holdings — among the lowest in the country. Holdings must be declared at market value each December 31st. Professional traders face different rules. Businesses pay the standard corporate tax rate of approximately 11.9%.

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